As instructed by the membership at our last AGM (2015) the MPOA is now fully insured: i.e. Commercial General Liability and  Directors & Officers Liability insurance through a program sponsored by FOCA (Federation of Ontario Cottagers Associations). As agreed at the AGM, this might impact the membership dues however they will remain the same this year (as they have for the past few years) and will likely be changed for 2017.